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advisors & board members

Dr David Lanc - Founder & CEO

Dr David Lanc, BA, CA, PhD | Founder & CEO

CEO & Founder who developed and patented (US) the first citizen centric dynamic authentication system for financial services in 2007. Responsible for Payfont innovation and market/product strategy.

Leader in development of Internet payments (UK & US). Former executive director of RBS’s Cards Business. Led behavioural analytics, “big data” insight and new technology innovation driving significant net organic growth in consumer spending 2001-2003.

Responsible for international and internet business expansion including acquisition of WorldPay and Lynk Systems to build international WorldPay brand.

Member of UK EMV board who led the UK’s largest integrated merchant-consumer rollout.

Former Visa (Europe) Advisory Board member who influenced/was first to deploy 3D Secure for Internet card security.

Member of UK CREST Professional Investors Board for UK Stock Exchange Securities dematerialisation

Developed several UK/global Financial Services and Investment Management industry innovations.

Developed numerous patents. Awarded several awards for Payfont technology innovation in 2016.

BA in Accountancy & Computer Science (1984) and PhD in Strategic Information Systems (2006) from Heriot-Watt University. Scottish Chartered Accountant (1988).

Awarded honorary PhD in 2016 from Edinburgh Napier University for services to enterprise.

Colin Grannell - Non-executive

Colin Grannell | Advisor

Industry credentials span Managing Director of Visa UK, Executive Vice President Visa Europe, Head of Partnership Marketing.

Led and negotiated Visa partnerships for FIFA World Cup and the IOC Olympic & Paralympic Games and Visa activities at London 2012 to create and deliver innovative payment and marketing solutions to drive business goals.

Voted Card and Payments Industry Personality of the Year 2012. Focus on payment organisation strategy, partnership & business development.

Professor Lachlan MacKinnon - Advisor

Professor Lachlan MacKinnon BSc, PhD, FBCS, CITP, MIEEE, MACM, MAACE | Advisor

Industry credentials include advisor to the UK Parliamentary IT Committee Security Group and several representative advisory positions with national and international organisations.

Extensive publications and experience cyber security, creative technologies, human-computer interaction and secure systems. Former Chair of the UK National Committee of the Council of Professors and Heads of Computing (CPHC).

Focus on security and authentication policies, scientific and mathematical validation and connections with technology and academic organisations.

John de Lavis - Advisor

John de Lavis | Advisor

Industry credentials include Chief Product Officer at MasterCard with global responsibility for all of its product sets.

Former COO at NetSpend, the preeminent pre-paid business in the USA and COO at Metapay a top 10 US payments bank.

Significant US and international experience developing and bringing to market new technologies. Focus on technology and innovation strategy, industry connections & business development

Professor Bill Buchanan - Advisor

Professor Bill Buchanan PhD, FBCS, FIET, CEng, BSc (Hons) | Advisor

Industry credentials include patents in areas such as Digital DNA and the Modelling of Governance Rules, and two successful spin-out companies.

Extensive publications and experience cyber security, security training and secure systems. Member of Scottish Government ICT in Education Excellence Group, and named in Tech 100 list in last 2 years.

Focus on security and authentication policies, scientific and mathematical validation and connections with technology and academic organisations.

Gordon Moir - Advisor

Gordon Moir | Advisor

Industry credentials include General Counsel at British Telecommunications Retail division and head of their global regulatory and anti-trust practice.

Extensive experience in global telecommunications and IT competition law. He was named as one of the top 100 lawyers in the UK in 2012. Focus on regulatory & competition strategy, connections & legal counsel.